When a roof is damaged, and the damage is covered by insurance, the homeowner may have their roof fixed without paying out of pocket. In most cases, the money received from a homeowner's insurance claim will cover the cost of the necessary repairs. Insurance restoration roofing relies more on weather conditions, which may be unpredictable throughout the year, than regular roof replacement work. However, roofing contractors see insurance restoration work as a more hectic industry that demands high efficiency and order.